50+ Small Business and Entrepreneurship Resources For Single Parents

Starting a business can be tougher than raising a kid — and you have to do both. Luckily, there are plenty of resources out there for single parent entrepreneurs. We've rounded the best ones up here.

Whether you chose the single parent life or it chose you, being a solo parent comes with its own unique challenges and rewards. According to the 2017 US Census, there are nearly 12 million single parent households in the US, with around 80 percent of those headed by women. 

As you and those 12 million other single parents know, finding work that allows you the freedom and flexibility to adequately care for and financially support your children can be a daunting task. Between managing a household on your own and raising your children, you’ve got invaluable experience that could make running your own small business a great career path. 

As Emma Johnson, the author of The Kickass Single Mom says, “Work and money are not luxuries, and your children benefit in countless ways by having a proud, successful, financially comfortable mother. Go earn, and never look back.” If you’ve been contemplating opening your own business, or if you have a business and want to see it grow, there’s no better time than the present.

That’s why we’ve put together this list of over 50 useful resources for single parents who run a business or for those who are interested in starting a new venture. 

Business ideas for single parent entrepreneurs

In the Internet era, there are tons of different business ideas that allow you to work from the comfort of your own home, such as affiliate marketing, opening up an online store, freelance writing, and more. Then again, you may want to set up your business at a brick and mortar shop instead. 

If you’re still shopping around for the right business for you, these are some great lists of business ventures that would be perfect for a single parent. Check these out:

Government programs for single parent entrepreneurs

Federal, state, and local governments all offer programs that encourage the building, growth, and success of small businesses. Check out these useful government resources:

  • Small Business Administration. This federal government agency is dedicated to supporting small businesses. Their online portal has tons of free courses, business guides, and other informative resources to help you get your business off the ground. They can also help you find an investor to loan you money or invest funds in exchange for equity, a share in the ownership. Plus, the SBA will match investments with $2 for every $1 an investor puts into your business.
  • Minority Business Development Agency (MBDA). A branch of the US Department of Commerce, the MBDA works to help minority business owners, including women and people of color, succeed in their businesses. They have a blog and collection of resources online, plus Business Centers around the country. Find your local branch here.
  • Community Development Financial Institutions (CDFI). The US Treasury provides awards to certified financial institutions around the country with the goal of expanding economic opportunities for underserved communities. Find one near you here
  • Government contracts. The federal government sets aside a certain share of its contracts for women-owned and service-disabled veteran-owned businesses each year. 

Mentorship programs for single parent entrepreneurs

Finding a mentor can drastically improve your chances not only of surviving as a business, but also thriving. According to a 2014 survey from small business mentor group MicroMentor, mentored business owners were able to increase their revenue by 83% during the 2013 fiscal year, while non-mentored entrepreneurs only generated 16% more revenue. Check out these free and low-cost mentoring programs to set your business on the right track:

  • SCORE. This organization has the largest network of business mentors in the US, with over 10,000 entrepreneurs volunteering their time at 300 chapters around the country. Sign up to get linked with a mentor who can advise you on your business ventures or check out their live and recorded webinars for topic-specific information.
  • MicroMentor. A free site that connects volunteer business experts with small business owners. Users create a free profile then search for their ideal mentor and beginning a relationship.
  • Small Business Development Centers (SBDC). Sponsored by the US Small Business Administration (SBA), SBDCs provide free counseling and training resources to small business owners. Find your local center here
  • All Small Protege Program. This program from the SBA helps small business owners interested in getting federal government contracts create mentorship relationships with other business owners who have experience in getting these contracts.
  • National Foundation for Credit Counseling. This non-profit provides financial advice to small business owners. Their personal coaches offer their knowledge to help you manage both your business and personal finances more effectively.
  • Pacific Community Ventures. Another non-profit that maintains a network of seasoned business owners and banking experts who volunteer to mentor new and prospective business owners. Their mentors hail from across the US and you can connect with people in your city or online.
  • Live Coach. This site and app has a global network of coaches who can advise you on just about everything, including entrepreneurship. For $29 per week or $99 per month you can send unlimited text messages to your advisor. Through their referral program, you can get a $50 Amazon gift card for you and a friend when they sign up as a coach or client.
  • State and local governments. Many state and local governments offer small business resources including mentorship and counseling to their constituents, like this free business mentorship program in New York state.

Online business schools for single parent entrepreneurs

Getting a degree in business can be a tremendous asset. But, doing so while caring for a child on your own can be challenging. Fortunately, there are tons of options for getting a business degree online. Federal loans, programs like the Pell Grant, and scholarships like these can also make getting a business degree much more feasible. Check out these online business schools:

  • Capella University. Offers a self-paced online business degree which you can finish in one year for $11,000. Get a free trial course when you sign up for their mailing list.
  • DeVry University. Has several different business degrees, including TechPath, a tech-focused program. DeVry does offer some scholarships including the Business Edge scholarship of up to $10,000 for TechPath students.
  • University of Phoenix. Provides several options for business degrees online. New programs start monthly, and they now lock in your tuition cost throughout the duration of your program, so you won’t see an increase in cost.
  • Purdue Global. Has several degrees, including the ExcelTrack program that can be finished more quickly than the traditional degree. They offer a risk-free three-week trial course, plus their tuition is a flat-rate per term, allowing you to take as many courses as you want for one rate.
  • Keystone College. Offers a Bachelor of Science in Business Administration that can be completed in as little as 18 months.
  • Western Governors University. Has a number of business degrees from Associate to Masters. Sign up for their mailing list to get a waiver for the $65 application fee.
  • Drexel University. Offers online business degrees including undergraduate, graduate, and business certificates. 
  • Udacity. This online learning platform offers business courses as well as nanodegrees in various business-related subjects. 

Funding and loans for single parent entrepreneurs

There are tons of options when it comes to starting and growing your own business. Many folks choose the traditional route, opting to find a small business loan to help launch your new venture. But, in recent years crowdfunding, angel investing, and venture capital have become popular among entrepreneurial hopefuls. 

  • Fundable. This site allows emerging companies to create a profile and start a fundraiser to start or grow your business. Funders are investors who typically give you money as a loan or in exchange for equity.
  • EquityNet. Allows entrepreneurs to share their business plans with potential business investors, venture capitalists, and angel investors in order to get funding.
  • Kickstarter. Kickstarter has helped to get nearly 150,000 projects funded, and yours could be one of them. If you’ve got a great business idea that you think people will love, set up a fundraiser on Kickstarter to help get it off the ground.
  • Fundbox. This company’s main attraction is that they give out small business loans with decisions that come through in hours, not weeks or months. Registration is free and there’s no credit check required.
  • Kabbage. Much like Fundbox, Kabbage gives out loans of up to $250,000 with six or 12-month terms and a quick turnaround. Decisions are typically made within 10 minutes through the app. Check out this article they wrote on their blog about running a business as a single parent, too!
  • Republic. Another crowdfunding site for startups that allows people of all incomes to become angel investors. Customers can invest as little as $10 to have a share in your business.
  • The Kickass Single Mom Grant. Founder of Wealthy Single Mommy Emma Johnson is a single mother and entrepreneur. Each month she gives out a grant of $1,000 to a single mom to put towards a business endeavor. 
  • Amber Grants. Offers a monthly $1,000 grant and an annual $10,000 grant for women entrepreneurs.
  • Cartier Women’s Initiative Award. This annual grant program provides promising women entrepreneurs with awards of up to $100,000 to help them jump start their business endeavors.
  • FedEx Small Business Grant. FedEx gives out 10 grants annually to small business owners, with the grand prize recipient earning an award of $25,000 plus a $7,500 credit for products and services from FedEx.
  • National Association for the Self-Employed Growth Grants. The NASE selects one business each month to receive a grant of up to $4,000 to use towards growing your business.
  • Lending Tree. Has an annual grant competition for small businesses. Winners receive a $50,000 grant.

Single parent groups for aspiring entrepreneurs

As a single parent who owns - or wants to own - a business, there are plenty of people out there like you who want to see your venture succeed. Check out these groups that are useful for single parent entrepreneurs:

  • The Founding Moms. While this group isn’t specific to single mothers, they offer resources for moms who own or want to start a business. Their in-person meetups are free and you can get access to their educational webinars, take monthly video courses, connect with brand and marketing experts, and join their members-only Facebook group if you choose a paid membership.
  • The Life of a Single Mom. A nonprofit organization offering support for single moms. Check out as many as two free courses through their Single Mom University to get financial advice and other useful information.
  • Parent Entrepreneur. This site run by Mary Kathryn Johnson helps folks find the balance between being a business-owner and a parent. You can sign up for a free email business course, get mentoring, or just check out the blog and podcast. 
  • The Mompreneurs. This Canadian organization seeks to assist and encourage mothers to start and succeed in their own businesses. 
  • Parents Without Partners. Although this group isn’t specific to business owners, they have chapters around the US where single parents can meet and network with one another. Check out their Resources page for useful information.
  • Single Parent Action Network. An online community and resource for single parents with information on education, grants, and more.
  • Single and Parenting. An online resource as well as a network of in-person meetup groups, this site offers advice for single parents including a section on money and career.

Blogs and podcasts for single parent entrepreneurs

There are so many single parents out there who have started their own businesses and several of them have even created blogs to share their wisdom with you. These blogs are a great resource for learning how to navigate the world of entrepreneurship as a single parent:

  • Single Moms Income. Started by single mom Alexa Mason in 2012, this blog has tons of articles on topics including ideas for working from home, ways to earn extra side income, and how to manage your finances.
  • SingleMoms.org. This site features articles on single motherhood across a range of subjects. Check out their Careers page for information and inspiration on building your own business.
  • Wealthy Single Mommy. This site is run by Emma Johnson, a single mother and entrepreneur who offers financial advice and general life wisdom for single parents. Sign up for her mailing list to get two chapters of her book The Kickass Single Mom for free. You can also join her Facebook group here for free.
  • Single Dad’s Guide to Life. David Elliot’s blog is a great resource for single dads.
  • The Eventual Millionaire. Jamie Masters uses her podcast and website to interview millionaires, giving advice on parenting and successful entrepreneurship in the process.
  • SingleDad.com. This site offers advice and wisdom to single dads on everything from parenting to legal advice.

Other useful websites for single parent entrepreneurs

Social media and online networking groups have become integral to the success of pretty much every business these days. Whether it’s luring customers with snaps of your tasty creations on Instagram or demonstrating your knowledge and expertise with blog posts on LinkedIn, getting social media savvy can make all the difference when it comes to succeeding in your business. These sites are a great place to start:

  • LinkedIn. This popular site helps you to network with other professionals in your field. Use it to find a mentor, promote your business, and connect with relevant people who might be interested in your products and/or services. You can get a one month free trial of their Premium plan when you sign up.
  • Meetup. Another popular website, Meetup provides listings of local events and meetups. There are tons of single parent and small business meetups available, and even some for both like this group coaching meetup for Single Parent Professionals and Entrepreneurs
  • Instagram and Twitter. These days, it’s all about social media. Use Instagram and Twitter to find inspiration for your business, promote yourself, and make invaluable connections with customers and other business owners.
  • Small Biz Trends. A website dedicated to sharing the latest information about running a successful small business. Check out their Small Business Resource Center for useful tips on starting and growing your own small business.
  • National Association for the Self-Employed (NASE). This organization provides resources and education to entrepreneurs and folks who are self-employed. Members get access to tons of benefits like discounts on tax software, travel, insurance, and more.
  • Goldman Sachs 10,000 Small Businesses Initiative. Goldman Sachs offers training and support to small business owners to help them grow their ventures. You can apply for their program here. 

Equipped with this advice, getting your business off the ground and making it a success is well within your reach. After all, you’ve got the strength and knowledge to run a household on your own, important experience that will help you as you move forward with your business venture.

Want to find more useful advice like this? Keep up with the Knoji blog for informative articles that can help you save money and be more financially savvy. Plus, check out the Knoji homepage where we’ve answered thousands of questions about discounts at your favorite retailers.

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List of 10 Positive and Negative Effects of the Internet

Although the internet is a very useful tool that can make people's lives in modern society much more convenient, it also has negative effects. For people who want to be productive, the internet offers various opportunities to pursue this goal. But there are also malicious individuals who want to exploit the internet for their selfish motives. The article below lists the positive as well as the negative effects of the internet.

The development of information technology particularly the internet has brought with it both positive and negative effects to society. These effects are enumerated below:

5 Positive Effects of the Internet

1. It is easier to do research

Before electronic means of gathering information, students or researchers needed to pay a visit to libraries to access materials relevant to their research topics. Nowadays, it will take just a subscription to a journal online or just browsing online to search for literature required to develop one’s conceptual framework. Preparing the review of literature is easier and faster. Thus, more research gets published and knowledge generation is greatly facilitated.

As time moves on, there is more and more information that is put onto the internet, and this information is added to daily. People can now review medical studies, medical articles, business articles, scientific articles, hobbies, videos, and find the answer to about any topic. In addition, we can all watch TV shows, movies, music videos, podcasts from all sources, watch sporting events, keep up with sport scores, and even talk with your doctor or boss right on the internet.

For those looking for a new job, the internet is great to research companies and job offers, plus applying for a new job.

2. Communication with family, friends and relatives is faster

Gone are the homesick days because a son or daughter can now easily contact their parents online. Services such as that of Skype and Gmail enable a loved one to communicate with another in almost any part of the globe where internet services are available.

It is now common for kids at college to communicate with their parents every day. Keep up with relatives after they move to another state and talk to them easily with Skype. Moving away from the home town can be stressful, but being able to keep up with relatives all over the country and world, makes it as if you never left. Send pictures, emails and face to face communication makes moving away from home much easier to keep in contact.

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3. There is a great possibility to earn while working from home

It is now possible to earn online through writing, filling up forms, or even just clicking away on advertisements in the internet. Information is a valuable thing that people are willing to pay. Through advertisements posted online, manufacturers and sellers are able to increase the possibility of having their products purchased.

Since the economic crash of 2008, more and more Americans have started their own home business. With the internet this has all become a great opportunity, with websites like eBay, Etsy, and Amazon. In addition to this, many companies now allow employees to work from home, which is great because a person can work from home without having the hassle of commuting.

4. Faster business transactions and cheaper products

Sellers and buyers can now transact through online paying facilities like Paypal or credit cards. Buyers can surf online and select the products they want to buy. There is no need to have a physical store to maintain as the products can be shipped directly from the factory.

Brick and mortar stores all have their own website now so customers can order products easily and either pick them up at their local store without shipping charges in many cases, or if they do not have a local store, have the products mailed right to their home. And more and more businesses have abandoned the brick and mortar concept and just have internet stores, making it easy for all customers to purchase products, and in many cases, all around the world.

Banking online, managing your investments and paying your bills online is now the normal. Getting instant notifications of bills due or transactions at your bank is a great way to keep your mind at ease, no more waiting for the regular mail. PayPal has made it very easy to get paid for your home business and to buy products online.

5. Savings on travel cost

Through the use of the internet, it is possible for executives or business managers to do teleconferencing. They do not need to meet physically just to discuss matters. This could save a lot on travel cost.

No more expensive airline costs to travel to meeting after meeting. With the ease of sitting in the conference room, using the internet, it is as easy as being there across the country or world. This convenience stays a lot of time and travel costs. 

5. Negative Effects of the Internet

1. Children, young adults and even adults get addicted to games online

Online games can be addictive to children, young adults and even adults. This can rob away precious time which otherwise should have been used for something more productive (see Opportunity Cost).

The internet has been recently accused of part of the cause of childhood obesity. So many children have decided to spend all of their time in front of the computer playing games instead of playing outside.

2. Pornography is rampant

Anybody can easily upload pornographic material for commercial purposes or just for fun. The young minds of children will be corrupted through their exposure to things which are reserved for adults. Many well-known personalities are also victimized by opportunistic and malicious people who want to discredit others using their personal encounters.

This is probably one of the biggest negative of the internet. There are people out there that try and lure underage children, plus people that put illegal pictures on the internet. Many marriages have problems because of pornography addictions, meeting other people, and hooking up with old girlfriends or boyfriends.

3. Loss of the human touch

People absorbed in their activities online tend to forget that there are real people in their surroundings who need their attention or have socialization needs. Social networking gives more importance to virtual friends than real ones.

People that are so involved in the internet, they have forgotten how to interact with their family, friends and coworkers, not to mention meeting strangers. Everyone seems to walk around staring at the cell phones not even noticing those around them.

4. Criminal elements use information to advance their malicious intents

Unsuspecting internet users can fall victim to criminal elements that meddle with their emails or do something nasty with their credit card information. Phishing or fooling other people into believing that criminal-owned websites are legitimate led to millions of money lost to misleading business transactions.

This has become one of the largest problems because of the internet. Every day, we all read about another bank, company or credit reporting agency being hacked where criminals get all of our information. This leads to fraud and the stealing of our social security numbers and bank and credit card numbers.

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5. Abandonment of family

In one instance, a couple in Korea was preoccupied with their virtual baby forgetting to feed their real baby who died of hunger. People become insensitive as they are absorbed by the hidden hand of the internet into its lair.

As mentioned above in the pornography section, a spouse can become so involved in gaming or other online activities, that they are completely withdrawn from the spouse and family. This problem or addiction can affect both men and women.

Conclusion

Considering that the effects of the internet to people can be both positive and negative, there is a need to manage this technology for man’s overall benefit. Of foremost concern is the need to make sure that internet security is well in place to prevent the negative effects of the internet to innocent people.

© 22 July 2012 Patrick A. Regoniel Effects of the Internet

Different Writing Methods in Paragraph Development

There are different writing methods use to be able to developed a good paragraph. These are the use of the various types of paragraph development. The most frequently methods use includes Definition, Classification, Comparison and Contrast, Process Description, Cause and Effect and Narration.

There are different writing methods use to be able to developed a good paragraph. These are the use of the various types of paragraph developments. The most frequently methods use include Definition, Classification, Comparison and Contrast, Process Description, Cause and Effect and Narration.

The idea in the paragraph can be expanded through the use of Definition. In here, the writer can be able to explain the meaning of an idea or a concept. It could be done by showing the details, describing, giving examples or analyzing using symbols and more.

The next one is through the use of Classification method. Classification method can be done if you are going to breakdown information into smaller parts, in simplifying a concept or in explaining something such as a series of things.

The next methodology is the Description of Process. It is usually done in describing a series of connected actions in chronological manner. The process of description might be in the form of natural, mechanical or historical processes. Like the other methods, it can also be use to expand the idea in the paragraph.

Another method is through Comparison and Contrast. The writer can use comparison if he/she wants to show some similarities with the given ideas. On the other hand, the writer can use contrast if he/she wants to point out differences in ideas. It is also possible to use the combination of both comparison and contrast in establishing both the similarities and differences of ideas in the given paragraph.

The next is the use of Cause and Effect. Cause and effect method can be used to expand the idea in the paragraph by establishing or explaining what happened as a result of something. In here, the writer can use signal words such as the words; because, cause, due to, for the reason and other words for the cause. The signal words for the cause are the words; as a result, consequently, in effect, therefore, thus and more.

The next one is through the use of Narration. In here, the writer could expand the concept of an idea in the paragraph by arranging the ideas in order; in chronological, or in place, or in the level of importance telling what happened first and what will be in the next.

For chronological or time order, the write can use the words that tell time such as; such as first, second then, after, later and more.

For place order, the writer can use the words that locate, such words like; below, beneath, behind, behind, near, and more.

For the order of importance, the writer can use the words that judge importance, such words like; next, last, must, greatest, in the first place and more.

The Different Classification of Sentences

There are different classifications of sentences. They are classified according to purpose, according to syntax or structure, according to form and according to completeness.

There are different classifications of sentences. They are classified according to purpose, according to syntax or structure, according to form and according to completeness.

Sentences are classified according to purpose. They are further classified into declarative sentence, interrogative sentence, imperative sentence and exclamatory sentence.

The purpose of the declarative sentence is to focus the reader’s attention. It invites the reader further to consider the assertion made by the predicate about it.

The purpose of the interrogative sentence is to provide assertion with regards to the concept that is indicated by the questions. With this the reader will be directly involve with the development of ideas through asking the reader to phrase the statement.

The purpose of the imperative sentence is to show the desire of the writer with regards to the topics as well as to the actions that is being indicated. Imperative sentence involves the reader directly through addressing him or her and asking for a response.

The purpose of the exclamatory sentence is to show a sudden or strong feeling about something. In exclamatory sentence, there may be a thought, emotion or sensation behind. It is used to express judgment, sensation and to express relieve of an internal pressure and the like.

Sentences are classified according to syntax or structure. These classifications are in the form of simple sentence, compound sentence, complex sentence and compound-complex sentence.

The sentence is considered as a simple sentence if it contains only a single independent thought or clause. In this kind of sentence, the subject, the verb and the complement maybe compounded or either modified by a single word or phrase.

The sentence is considered as a complex sentence when it contains two or more independent clause. The compound sentence shows two distinct ideas. Each of these sentences is important and they are bought to be stated in an independent predication.

The sentence is considered as a compound-complex sentence if the sentence contains two or more independent clauses and contains at least one dependent clause. This kind of sentence combines the effects of the compound sentence. It equates and links two distinct ideas with the complex sentence, thus, subordinating loose one predication to another.

Sentences are classified according to their form. With this they are further classified into periodic sentence, loose or cumulative sentence and balance sentence.

The periodic sentence is a form of sentence where the core idea or the main thought is not completed until the final word.

The loose or cumulative sentence is a form of sentence wherein the subject and the verb are stated early and whatever additional modifier qualifications or exemptions are just added.

In the balance sentence, the structure and the phrasing of the second clause is considered as repetition of the first clause. This sentence is just one sentence possessing two balance elements.

Sentences are also classified according to their completeness. With this they are further classified into full sentence and incomplete sentence.

A sentence is considered as a full sentence when it is complete grammatically. It should also contain an expressed subject and a predicate, and it should not be introduced by a subordinating word. Introduction by a subordinating word is only allowed when the subordinating word belongs to a dependent clause.

A sentence is considered as an incomplete sentence when it is not complete although the context in which the center appears communicates a clear idea.